407.936.2132 info@npis.com

Non-Profit Insurance Services

NPIS is the Insurance Authority Specializing in the Non-Profit and Social Service Agencies Across the United States. Based in Orlando, NPIS administers the Florida Insurance Trust [FIT], which with 200+ participating members is the largest insurance pool for social service agencies in the country and the only one in the state of Florida.

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People Impacted by NPIS

Coverages

Property

Coverage

  • Various wind limit /deductibles offered
  • AOP Coverage up to 100 million per member (FIT)
  • No Margin Clause, not confined to schedule
  • Valuation based on replacement cost
  • Valuation for time element to be actual loss sustained
  • Special form, all risk policy
Commercial Auto Liability

Coverage

  • Combined Single Limit
  • Medical Payments
  • Uninsured/Underinsured Motorists
  • PIP
  • Comprehensive/Collision
  • Hired/Non-Owned Liability
  • Towing Labor
  • Rental Reimbursement
Cyber Liability

Coverage

  • Data Breach and Privacy Liability
  • Data Breach Loss to Insured
  • Electronic Media Liability Coverage
  • Breach Mitigation Expense Coverage
  • Business Interruption Reimbursement Coverage
  • PCI Assessments Reimbursement Coverage
Additional Coverages

Coverage

  • Crime
  • Excess Liability
  • And more
General & Professional Liability

Per occurrence and general aggregate for the following:

  • Commercial General Liability
  • Employee Benefits Liability
  • Miscellaneous Professional Liability
  • Sexual/Physical Abuse or Molestation
  • Special Events Coverage
  • Physicians’ Coverage
Workers' Compensation

Coverage

  • Employers Liability
  • Statutory Benefits to include medical, indemnity, death, etc.
D&O /EPLI Liability Coverage

Coverage for employment practices liability included as well as civil rights.

  • Broad Definition of Insured
  • Broad Definition of Employment
  • Claims Made Policy
  • Cost of Defense for Hour & Wage Claims
  • Personal Injury Coverage
  • Third Party Coverage
  • Independent Contractors Coverage
  • Entity Coverage
  • Healthcare Organization Coverage Extension
Health Insurance

Coverage

  • Individually rated, customized plans
  • Preferred pricing on medical plans
  • Statutory
  • Online Enrollment
  • HRA / HSA / FSA / COBRA options

Self-insured options are available

Our Latest News and Events

NATIONAL NONPROFIT DAY – 2017

NATIONAL NONPROFIT DAY Somewhere a volunteer reads to school children; a patient receives steady medication; a lawyer provides legal services for low-income individuals; a nonprofit funeral home buries a lost soul; or a first-time homebuyer is moving into his own...

What Happens Before a Nonprofit Is Born?

There is a classic philosophical problem called the “sorites paradox,” or “paradox of the heap”—a version of which goes something like this: A single grain of wheat does not comprise a heap; as a single grain is not a heap, if you add one more grain, you still don’t...

Avoid These 5 Errors On Financial Statements

Organizational financial statements are a virtual minefield for potential errors, each figure a possible stumbling block. Sometimes, knowing what not to do is as helpful, or more helpful, than knowing what to do. Cathy Clarke, chief assurance officer for...

Nonprofits and Generation Z

As the largest generation in the U.S. workforce, millennials are a trendy topic to write about. Nonprofit and for-profit professionals alike want to understand how consumers and employees in this age range operate. Whether they’re praised for being “tech-savvy” or...