407.936.2132 info@npis.com

Non-Profit Insurance Services

NPIS is the Insurance Authority Specializing in the Non-Profit and Social Service Agencies Across the United States. Based in Orlando, NPIS administers the Florida Insurance Trust [FIT], which with 200+ participating members is the largest insurance pool for social service agencies in the country and the only one in the state of Florida.

People Impacted by NPIS




  • Various wind limit /deductibles offered
  • AOP Coverage up to 100 million per member (FIT)
  • No Margin Clause, not confined to schedule
  • Valuation based on replacement cost
  • Valuation for time element to be actual loss sustained
  • Special form, all risk policy
Commercial Auto Liability


  • Combined Single Limit
  • Medical Payments
  • Uninsured/Underinsured Motorists
  • PIP
  • Comprehensive/Collision
  • Hired/Non-Owned Liability
  • Towing Labor
  • Rental Reimbursement
Cyber Liability


  • Data Breach and Privacy Liability
  • Data Breach Loss to Insured
  • Electronic Media Liability Coverage
  • Breach Mitigation Expense Coverage
  • Business Interruption Reimbursement Coverage
  • PCI Assessments Reimbursement Coverage
Additional Coverages


  • Crime
  • Excess Liability
  • And more
General & Professional Liability

Per occurrence and general aggregate for the following:

  • Commercial General Liability
  • Employee Benefits Liability
  • Miscellaneous Professional Liability
  • Sexual/Physical Abuse or Molestation
  • Special Events Coverage
  • Physicians’ Coverage
Workers' Compensation


  • Employers Liability
  • Statutory Benefits to include medical, indemnity, death, etc.
D&O /EPLI Liability Coverage

Coverage for employment practices liability included as well as civil rights.

  • Broad Definition of Insured
  • Broad Definition of Employment
  • Claims Made Policy
  • Cost of Defense for Hour & Wage Claims
  • Personal Injury Coverage
  • Third Party Coverage
  • Independent Contractors Coverage
  • Entity Coverage
  • Healthcare Organization Coverage Extension
Health Insurance


  • Individually rated, customized plans
  • Preferred pricing on medical plans
  • Statutory
  • Online Enrollment
  • HRA / HSA / FSA / COBRA options

Self-insured options are available

Our Latest News and Events

Parents Uneven In Teaching Philanthropy To Their Kids

Parents can influence their children while they live in the same household, the kids carrying the behavior into adulthood. While daughters are absorbing philanthropy lessons more quickly than sons, neither match what their parents did when it comes to charitable...

New Community Relations Committee

We were able to assist two Homeless Shelters located right here in Orlando NPIS has formed a New Community Relations Committee to benefit our community with volunteering program, fundraising campaigns, outreach awareness, and providing sponsorships. The...

Combating Sexual Harassment in the Workplace

A powerful Hollywood mogul. A high-profile television news host. A well-known actor. A sitting U.S. Senator. From celebrities to politicians, they began to fall. It started with a few voices speaking up and has cascaded into an avalanche of sexual harassment and...