407.936.2132 info@npis.com

Coverages

Please browse our lines of insurance below.

Property

Coverage
                

  • Various wind limit /deductibles offered
  • AOP Coverage up to 100 million per member (FIT)
  • No Margin Clause, not confined to schedule
  • Valuation based on replacement cost
  • Valuation for time element to be actual loss sustained
  • Special form, all risk policy

General & Professional Liability

Per occurrence and general aggregate for the following:

  • Commercial General Liability
  • Employee Benefits Liability
  • Miscellaneous Professional Liability
  • Sexual/Physical Abuse or Molestation
  • Special Events Coverage
  • Physicians’ Coverage

Commercial Auto Liability

Coverage

  • Combined Single Limit
  • Medical Payments
  • Uninsured/Underinsured Motorists
  • PIP
  • Comprehensive/Collision
  • Hired/Non-Owned Liability
  • Towing Labor
  • Rental Reimbursement

Workers' Compensation

Coverage

  • Employers Liability
  • Statutory Benefits to include medical, indemnity, death, etc.

Cyber Liability

Coverage

 

  • Data Breach and Privacy Liability
  • Data Breach Loss to Insured
  • Electronic Media Liability Coverage
  • Breach Mitigation Expense Coverage
  • Business Interruption Reimbursement Coverage
  • PCI Assessments Reimbursement Coverage

D&O /EPLI Liability Coverage

Coverage

 

  • Broad Definition of Insured
  • Broad Definition of Employment
  • Claims Made Policy
  • Cost of Defense for Hour & Wage Claims
  • Personal Injury Coverage
  • Third Party Coverage
  • Independent Contractors Coverage
  • Entity Coverage
  • Healthcare Organization Coverage Extension

Health Insurance

Coverage 

  • Individually rated, customized plans
  • Preferred pricing on medical plans
  • Statutory
  • Online Enrollment

    HRA / HSA / FSA / COBRA optionsSelf-insured options are available

Additional Coverages

Coverage

 

  • Crime
  • Excess Liability
    And more

Limits on all liability lines are customized from plan to plan and coverage amounts may vary.