Coverages Please browse our lines of insurance below. PropertyCoverage Various wind limit /deductibles offered AOP Coverage up to 100 million per member (FIT) No Margin Clause, not confined to schedule Valuation based on replacement cost Valuation for time element to be actual loss sustained Special form, all risk policy General & Professional LiabilityPer occurrence and general aggregate for the following: Commercial General Liability Employee Benefits Liability Miscellaneous Professional Liability Sexual/Physical Abuse or Molestation Special Events Coverage Physicians’ Coverage Commercial Auto LiabilityCoverage Combined Single Limit Medical Payments Uninsured/Underinsured Motorists PIP Comprehensive/Collision Hired/Non-Owned Liability Towing Labor Rental Reimbursement Workers' CompensationCoverage Employers Liability Statutory Benefits to include medical, indemnity, death, etc. Cyber LiabilityCoverage Data Breach and Privacy Liability Data Breach Loss to Insured Electronic Media Liability Coverage Breach Mitigation Expense Coverage Business Interruption Reimbursement Coverage PCI Assessments Reimbursement Coverage D&O /EPLI Liability CoverageCoverage Broad Definition of Insured Broad Definition of Employment Claims Made Policy Cost of Defense for Hour & Wage Claims Personal Injury Coverage Third Party Coverage Independent Contractors Coverage Entity Coverage Healthcare Organization Coverage Extension Health InsuranceCoverage Individually rated, customized plans Preferred pricing on medical plans Statutory Online Enrollment HRA / HSA / FSA / COBRA optionsSelf-insured options are available Additional CoveragesCoverage Crime Excess LiabilityAnd more Limits on all liability lines are customized from plan to plan and coverage amounts may vary.